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May 9, 2016 By Jana 60 Comments

Tips to Save Money

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Are you good at saving money? Sometimes I’m good if I have a goal in mind, but sometimes I can blow through money like it’s burning a hole in my pocket. Money Monster open this week in theatres. Don’t let money get you down. Here are some tips to save money.

Tips to Save Money + Win a $200 Visa Gift Card

Record your expenses

The first step in saving is knowing how much you are spending. It really is that simple. Keep a budgeting spreadsheet and track everything by category so you know what you are spending and where.

Make a budget

You need a budget and you need to stick to it in order to save money. Make sure you know how much you have coming in and what you have going out each month. You’ll be surprised (or maybe you won’t) when you start tracking expenses.

Set savings goals

Setting a savings goal makes it easier to save. Have 6-month, 1-year, and 3-year goals. Once you start to lay out those goals, think bigger like retirement, too. You should always have short-term and long-term savings goals and make sure you have an emergency fund that can carry you for 3 to 6 months should you lose and income. Those goals can be as simple as saving for a vacation or as big as retirement.

Set priorities

Different people have different priorities. Your best friend maybe saving for a house, but you maybe saving for a car. That’s okay. Keep your eye on the prize. Set your money aside accordingly and don’t be distracted by keeping up with the Joneses.

 

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Jana Seitzer is a writer, traveler, podcaster, and geek. Although well-versed in many fictional universes, Star Wars & Marvel have always been her favorites.
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Filed Under: Entertainment Tagged With: financial, giveaway

About Jana

Jana Seitzer is a writer, traveler, podcaster, and geek. Although well-versed in many fictional universes, Star Wars & Marvel have always been her favorites.

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Comments

  1. Mami2jcn says

    May 9, 2016 at 11:35 am

    Make shopping lists and stick to them so you never make any impulse buys.

    Reply
  2. Brenda white says

    May 9, 2016 at 11:35 am

    My favorite money saving tip is use coupons, rebates, stick to your shopping list and shop wisely. Do you really need that?

    Reply
  3. James Robert says

    May 9, 2016 at 11:41 am

    I think I need more tips than I can give, especially having 5 kids that always need things. But in my case I do try to double u on my work hours when I can to make more money

    Reply
  4. Kelly D says

    May 9, 2016 at 11:45 am

    I favorite tip is to look online for coupon codes before going shopping.

    Reply
  5. Betsy Barnes says

    May 9, 2016 at 11:48 am

    My favorite money saving tip, when shopping for various holidays, leave your credit cards at home. By carrying only cash, you won’t be tempted to buy things you don’t need. 🙂

    Reply
  6. FJG says

    May 9, 2016 at 11:54 am

    Thank you for the tips.

    Reply
  7. Ashley S says

    May 9, 2016 at 12:19 pm

    I make a budget and stick to it. I have a mind that makes me function better if I make lists and write things out! Not to mention I coupon OFTEN and try NEVER to pay full price 🙂

    Reply
  8. Melissa says

    May 9, 2016 at 12:35 pm

    Stick to your budget. Don’t have one create one and stay within it.

    Reply
  9. Cassia Trusty says

    May 9, 2016 at 12:38 pm

    My favorite is the tip on not bringing credit cards when you’re shopping. I usually only bring cash because when I have the money in my hands then it’s more “real” than when it’s a credit card I’m handing over.

    Reply
  10. Rosie says

    May 9, 2016 at 1:24 pm

    Have your check from work deposited into your savings account, not to your checking account. You’re already saving, and you think a little more before withdrawing any for a superfluous item.

    Reply
  11. Thomas Murphy says

    May 9, 2016 at 1:55 pm

    I like to use lots of coupons.

    Reply
  12. Janet W. says

    May 9, 2016 at 1:57 pm

    My favorite money saving tip is to use coupons whenever possible and shop clearance racks for great deals!

    Reply
  13. shelly peterson says

    May 9, 2016 at 2:20 pm

    My favorite tip is to have a budget and don’t go over that with things you don’t have to have.

    Reply
  14. Karen Glatt says

    May 9, 2016 at 2:29 pm

    My best money saving tip is to price match wherever you can and use coupons to save a lot of money!

    Reply
  15. Elena says

    May 9, 2016 at 2:44 pm

    My tip is to use coupons and shop sales

    Reply
  16. Tara says

    May 9, 2016 at 2:45 pm

    Use coupons! But don’t use coupons on things you wouldn’t normally buy.

    Reply
  17. Heather Hayes Panjon says

    May 9, 2016 at 2:57 pm

    My Favorite Money Saving Tip Is To Set A Budget And Stick To It.

    Reply
  18. Mita says

    May 9, 2016 at 3:17 pm

    Look for coupon before going shopping.

    Reply
  19. Sheila K. says

    May 9, 2016 at 3:33 pm

    Use coupons whenever possible and shop BOGOs!

    Reply
  20. Dina Lindquist says

    May 9, 2016 at 3:58 pm

    Sit down and come up with a budget you can stick to!

    Reply
  21. Kamela Kern says

    May 9, 2016 at 3:58 pm

    Having a budget and stick to the necessities on your list when shopping!

    Reply
  22. Anne says

    May 9, 2016 at 4:01 pm

    My best tip isn’t really about saving money, it’s about not spending it. Before buying something, I always consider whether it’s really necessary, and I can often talk myself out of spending by thinking about what else that money could be used for.

    Reply
  23. Sarah Hall says

    May 9, 2016 at 4:09 pm

    My money saving tip is to watch for sales and stock up on products you use often. I also use coupons. Don’t be so eager to pull out the credit cards whenever you see something you like.

    Reply
  24. Cris Stone says

    May 9, 2016 at 4:13 pm

    What’s your favorite money saving tip?

    Buy generic!

    Reply
  25. Birdie Skolfield says

    May 9, 2016 at 4:43 pm

    dO NOT GO TO THE GROCERY STORE HUNGRY …YOU’LL JUST BUY MORE & WASTE $$ ON JUNK

    Reply
  26. Natalie says

    May 9, 2016 at 4:45 pm

    My favorite money saving tip is to pair coupons with store sales as well as with rebate apps like ibotta. Over time you end up saving a lot of money! I also bring my lunch to work vs eat out.

    Reply
  27. Amy S says

    May 9, 2016 at 4:47 pm

    My best money saving tip is to prove match and use couponing apps

    Reply
  28. kim kihega says

    May 9, 2016 at 5:14 pm

    Always use coupons with sale items for maximum savings!

    Reply
  29. Jillian Too says

    May 9, 2016 at 5:15 pm

    Always use coupons, both paper and digital.

    Reply
  30. Mary Cloud says

    May 9, 2016 at 5:31 pm

    Pay yourself first – take a little money out of every check first to put away for savings

    Reply
  31. Richard Gawthrop says

    May 9, 2016 at 6:11 pm

    track your expenses in a spreadsheet

    Reply
  32. Pamela Gurganus says

    May 9, 2016 at 6:43 pm

    My favorite money saving tip is clipping coupons.

    Reply
  33. Karrie says

    May 9, 2016 at 7:56 pm

    i put away $20 a week no matter what

    Reply
  34. Jonathan G says

    May 9, 2016 at 8:25 pm

    Create a budget and stick to it.

    Reply
  35. Terri Irvin says

    May 9, 2016 at 9:08 pm

    My money saving tip is watch your energy consumption (electricity,gas and water) drive old cars and don’t buy bottled water or Starbucks. I bring my water with me in a sports water bottle from home.

    Reply
  36. Michelle Jeske says

    May 9, 2016 at 9:53 pm

    My big thing is clipping coupons and looking at ads for deals.

    Reply
  37. Susan C. says

    May 10, 2016 at 1:02 am

    Use coupons…especially when the item is on sale!

    Reply
  38. Linda Manns Linneman says

    May 10, 2016 at 4:50 am

    I watch for sales, such as buy one get one, at Publix and then I match up coupons to go with these products. This saves me alot of money. I also watch for sales for other family needs. Thank you for sharing

    Reply
  39. Ty says

    May 10, 2016 at 5:11 am

    Save all your change in a change jar. It add’s up over time. My favorite is using apps to save even more money with price matching.

    Reply
  40. Dawn Monroe says

    May 10, 2016 at 6:29 am

    I try to use cash back sites, coupons and price matching.

    Reply
  41. Dan K says

    May 10, 2016 at 6:40 am

    Only buying what’ s on my list and double coupons

    Reply
  42. Crystal Sell says

    May 10, 2016 at 7:36 am

    To use coupons, use the money back sites, and compare prices before making the more expensive purchases.

    Reply
  43. Loron N says

    May 10, 2016 at 8:21 am

    Using coupons.. NATURALLY :).

    Reply
  44. Bridgett Wilbur says

    May 10, 2016 at 8:57 am

    I put a little every week in the bank no matter what. I also save money by shopping sales and use coupons.

    Reply
  45. amber cheras says

    May 10, 2016 at 9:32 am

    Make a budget and stick to it. Have a separate bank account for savings so you won’t be tempted to over spend.

    Reply
  46. Shirley Li says

    May 10, 2016 at 10:13 am

    use coupons (:

    Reply
  47. carol clark says

    May 10, 2016 at 11:11 am

    use coupons when can buy in bulk when can make your budget and say to yourself i dont have any money when you do and its put up thats what i do i always say im broke even though i have money but that money is for something so if i use it then ill be broke i dont know makes sense to me i tell my kids all the time that i tell them to save save save i say to them you know you see something and your like i wish and then you go spend 20 bucks for some mexican food or american food and then the next day you do the same i tell them eat food at the house and one day you will have what you wish for it made since after the first job they had so lessons learned through life is better than being told just save

    Reply
  48. Debbie B says

    May 10, 2016 at 7:50 pm

    buy what is on sale and use coupons too

    Reply
  49. courtney b says

    May 11, 2016 at 8:43 am

    enter a savings account- that’s the best way that has worked for me!

    Reply
  50. Carolyn Daley says

    May 11, 2016 at 1:43 pm

    My favorite tip is to record your expenses. By keeping track you might be able to cut back or figure out ways to lessen those expenses to help stretch your budget and save money.

    Reply
  51. Elis B. says

    May 11, 2016 at 2:46 pm

    comparison shopping

    Reply
  52. Robyn S. says

    May 11, 2016 at 7:53 pm

    Set money-saving goals and have a budget to work within.

    Reply
  53. amy pugmire says

    May 11, 2016 at 9:43 pm

    I have some websites and blogs that update the price matching for that week. It makes it so easy!

    Reply
  54. Marcia Goss says

    May 12, 2016 at 11:25 am

    I don’t buy anything that is not on sale.

    Reply
  55. tabitha says

    May 12, 2016 at 11:27 am

    Unless we are buying groceries or gas the debt card stays home!
    If we don’t have cash we don’t buy it.

    Reply
  56. Loc Vu says

    May 12, 2016 at 9:52 pm

    When it comes to items. Never buy full price. Wait till it’s on sale. Check at discount stores. They might have the same item that you see in high end stores for less.

    Reply
  57. Karla R. says

    May 12, 2016 at 10:07 pm

    Save your change in a piggy bank!

    Reply

Trackbacks

  1. Giveaway - WIN a $200 Visa Gift Card! Ends 5/12 | All Mommy Wants says:
    May 9, 2016 at 3:15 pm

    […] Are you saving for something special? A vacation? A house? a car? Jana at Merlot Mommy.com has some tips for saving money on her blog that are a great help to get you started saving for your next big […]

    Reply
  2. New Money Monster Movie + $200 Visa Gift Card Giveaway says:
    July 7, 2017 at 8:40 am

    […] Are you saving for something special? A vacation? A house? a car? Jana at Merlot Mommy.com has some tips for saving money on her blog that are a great help to get you started saving for your next big goal. And speaking of […]

    Reply
  3. Finding Shoes That Fit Your Style | Whisky + Sunshine says:
    December 28, 2019 at 8:41 am

    […] make sure you don't sacrifice quality in the name of saving money. Remember, well-constructed shoes made from high-quality materials could last you for years, while […]

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Meet Jana

Jana Seitzer is a writer, traveler, podcaster, and geek. Although well-versed in many fictional universes, Star Wars & Marvel have always been her favorites. Read More…

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